I am a Ph.D. Candidate in Finance at UBC Sauder School of Business. 

I research the impacts of AI on information production and agency conflicts in human-intermediated markets and finance professionals. 

My corporate finance papers focus on firm intangibles, such as corporate culture, non-pecuniary aspects of jobs, and intellectual property.

Curriculum Vitae

Research Interests: Insurance, FinTech, Consumer Finance, Empirical Corporate Finance

References: Jan Bena (Chair), Will Gornall, and Sabrina T. Howell

Email: xing.liu@sauder.ubc.ca


"Consolidating Product Lines via Mergers and Acquisitions: Evidence from the USPTO Trademark Data." With Po-Hsuan Hsu, Kai Li, and Hong Wu

"The Role of Corporate Culture in Bad Times: Evidence from the COVID-19 Pandemic." With Kai Li, Feng Mai and Tengfei Zhang

Working Papers

"Artificial Intelligence and Information Production in Selection Markets: Experimental Evidence from Insurance Intermediation." (Job Market Paper)

"Do Employees Cheer for Private Equity? The Heterogeneous Effects of Buyouts on Job Quality." With Will Gornall, Oleg Gredil, Sabrina T. Howell, and Jason Sockin.

Work in Progress

"Chioce Set Configuration for Complex Financial Products."

"Social Networks and Policy Transmission: Evidence from Insurance Agents"

"Loss Aversion of Insurance Agents and Insurance Provision."